Our website address is: https://finctx.com
Effective Date Of This Privacy Policy
November 1, 2025
1. What Information We Collect
We collect information you provide directly:
- Email address and name (when subscribing to the newsletter)
- Messages and inquiries (when you contact us)
- Comments (if enabled on the site)
We also collect information automatically:
- IP address and browser type
- Pages visited and time spent on site
- Geographic location (general)
- Cookies and tracking data
- Analytics from Google Analytics
2. How We Use Your Information
- Send you newsletter content and updates
- Respond to your inquiries
- Improve our Website
- Analyze user behavior
- Ensure Website security
3. Who We Share Information With
We share information with:
- Email Platform: Mailchimp, ConvertKit, or similar (for sending newsletters)
- Analytics: Google Analytics (for tracking Website usage)
- Hosting Provider: The Server company hosting our Website
We do NOT sell your personal information.
4. Your Privacy Rights
EU/UK/EEA (GDPR):
- Right to access your data
- Right to delete your data
- Right to correct inaccuracies
- Right to data portability
- Right to withdraw consent
- Right to complain to your data protection authority
California (CCPA):
- Right to know what data we collect
- Right to delete your data
- Right to opt-out of sale (we don’t sell data)
- Right to non-discrimination
Canada (PIPEDA):
- Right to access your information
- Right to request corrections
- Right to withdraw consent
Brazil (LGPD):
- Right to access and delete your data
- Right to data portability
- Right to object to processing
Singapore (PDPA):
- Right to access your data
- Right to correct inaccuracies
- Right to withdraw consent
China (PIPL):
- Right to know processing activities
- Right to access your data
- Right to delete your data
- Right to withdraw consent
Japan (APPI):
- Right to access your data
- Right to correction
- Right to deletion
South Africa (POPIA):
- Right to access your data
- Right to correction
- Right to object to processing
Australia (Privacy Act):
- Right to access your data
- Right to correction
- Right to complain to OAIC
5. How Long We Keep Your Data
- Email subscribers: Kept while subscribed; deleted 30-90 days after unsubscribe
- Contact inquiries: Kept 1-2 years
- Analytics data: Google Analytics retains data for 26 months
- Server logs: Kept 30-90 days, then deleted
6. Cookies and Tracking
We use:
- Necessary cookies: For Website operation
- Analytics cookies: Google Analytics (tracks pages visited, time on site)
- Functional cookies: Remember your preferences
You can disable cookies through your browser settings:
- Chrome: chrome://settings/cookies
- Firefox: about:preferences#privacy
- Safari: Preferences > Privacy
- Edge: edge://settings/privacy
Opt out of Google Analytics: https://tools.google.com/dlpage/gaoptout
7. Security
We use SSL/TLS encryption to protect data in transit. However, no system is completely secure. You assume some risk when using the Internet.
8. Children’s Privacy
We do NOT knowingly collect information from children under:
- 13 (USA)
- 16 (EU/UK)
- 14 (China)
- 18 (All Other Countries)
If we discover we have collected information from a child without proper consent, we will delete it immediately.
9. Third-Party Links
Our Website may link to third-party websites. We are not responsible for their privacy practices. Review their privacy policies before providing information.
10. Data Breaches
If we experience a data breach, we will notify you and relevant authorities as required by law.
11. International Data Transfers
Your data may be transferred to, stored, or processed in countries different from where you reside. We use appropriate safeguards:
- Standard Contractual Clauses
- Adequacy decisions
- Binding Corporate Rules (where applicable)
12. Your Rights – How to Exercise Them
To access, delete, or correct your data:
Email: admin@finctx.com
Subject Line: “Privacy Request” + Your Jurisdiction (e.g., “Privacy Request – GDPR”)
Include:
- Your full name
- Email address
- Country/state of residence
- Specific request (access, delete, correct, etc.)
Response Time:
- EU/UK: 1 month
- California: 45 days
- Canada: 30 days
- Other regions: As required by law
Unsubscribe from Emails:
Click the “Unsubscribe” link in any email or email us with “Unsubscribe” in subject line.
13. Contact Us
Privacy Questions:
Email: privacy@finctx.com
Data Protection Officer (GDPR):
Email: gdpr@finctx.com
Mailing Address:
FINCTx
73rd Copthorne Way, Calow, S44 2LZ, UK
14. Changes to This Policy
We may update this privacy policy. Changes take effect immediately when posted. Continued use of the Website means you accept the updates.
15. Data Protection Authorities
If you have concerns, you can contact:
- EU/UK: Your local data protection authority
- California: California Attorney General
- Canada: Privacy Commissioner of Canada
- Brazil: Brazilian Data Protection Authority (ANPD)
- Singapore: Personal Data Protection Commission
- China: Cybersecurity Administration of China
- Japan: Personal Information Protection Commission
- Australia: Office of the Australian Information Commissioner
Important Notices
This Website provides educational content only. We do NOT provide professional tax, legal, or financial advice.
By using finctx.com, you acknowledge that you have read and agree to this Privacy Policy.
Where your data is sent
Visitor comments may be checked through an automated spam detection service.